Founder of Greater Gift, Jennifer Byrne, once wrote about The Law of the Compounding Penny. Her mom asked her, “Would you rather have $1 million instantly or over the next 30 days would you rather have a penny doubled?” When you sit down to do the math you see how one penny compounds into over…

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My favorite warm beverage is a hot apple cider or pumpkin spice latte. Perfect for this time of year. As I reflect on memories surrounding some of my favorite drinks, foods, people and moments, I often think back to the time my favorite warm beverage was free. In fact, as I was pulling my car…

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